Insurance
Renters Insurance
Renters insurance generally helps protect your personal belongings and may include personal liability and additional living expenses after a covered loss. It does not insure the building itself.
What to consider
- 01Create a home inventory and estimate the cost to replace your belongings.
- 02Compare replacement cost and actual cash value settlement terms.
- 03Review limits for valuables, deductibles, and coverage away from home.
Through a military lens
On-base housing does not automatically mean your personal belongings are insured. During a PCS, ask how coverage applies to goods in transit, storage, and temporary housing.
Questions, answered
Does my landlord’s insurance protect my belongings?
A landlord’s building policy generally does not cover a tenant’s personal property.
Are belongings covered during a move?
Coverage depends on the policy and the circumstances. Ask about transit and storage, and review any separate moving-company protection.
Draft educational guidance for owner and factual review before publication. Policy terms, exclusions, and state requirements vary. MilitaryInsure is not a carrier or licensed insurance agency and does not provide individual insurance advice.