Military Life
Military Homeownership
Owning a home while serving can involve relocation, rental-property decisions, and changing household needs.
What to consider
- 01Review rebuilding costs and deductibles.
- 02Tell your provider before converting a primary home to a rental.
- 03Ask about flood risk and liability protection at each property.
Through a military lens
A home you keep after a PCS may need landlord or other coverage rather than the policy you had as an owner-occupant.
Questions, answered
Does a PCS automatically change my homeowners policy?
No. Notify the provider and discuss the home’s new use.
Is market value the right dwelling limit?
Rebuilding cost and market value are different. Discuss the appropriate insured amount.
Draft educational guidance for owner and factual review before publication. Policy terms, exclusions, and state requirements vary. MilitaryInsure is not a carrier or licensed insurance agency and does not provide individual insurance advice.